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Why would I need a credit report?

A credit report helps potential landlord/sellers determine your credit worthiness. A credit reports provides detailed information about your credit history, and allows you to rent or buy a home more quickly and will less paperwork.

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Why rent when you can own a home?

  • Rent to own
  • Owner financing
  • For sale by owner

Advantages of renting to own

  • You make payments that go towards ownership, not just rent.
  • It's ideal if you have less than perfect credit and cannot qualify for a loan.
  • Gives yourself time to save towards real home ownership.